Date and Time formatting

go to your browser and type in marggote calculator I like these sites because it allows you to add extra money each month to see how quickly you could pay off your loan.. you DO need to know the interest rate though or at least have a pretty good idea of what it would be. Good luck and have fun The only thing that determines your interest rate is your credit score and the prime rate. you cannot determine your interest rate on your own. that's why it would be in your best interest to get more than one loan offer.